Florida Life & Health Insurance Guaranty Association

Helping Florida policyholders when they need it the most.

Welcome

Welcome to the Florida Life & Health Insurance Guaranty Association Web site. We hope you find this site helpful in providing information regarding the purpose of the guaranty association and how it protects resident policyholders in the event of an insurance company insolvency. For convenience, we will use the Association's initials ("FLAHIGA") in place of the full name of the Association.

(picture is courtesy of Christopher Falck)

Announcements:

Liquidation Order Entered for Bankers Life Insurance Company (BLIC) & Colorado Bankers Life Insurance Company (CBLIC)

The Receivership Court entered a Liquidation Order against BLIC and CBLIC that states that it becomes effective on the first month-end occurring 90 days after all North Carolina appeals have been resolved. As of August 23, 2024, the appeals have been resolved. The Liquidation Order therefore becomes effective on November 30, 2024

For additional information, please refer to the Notice to Policyholders and Frequently Asked Questions available on the NOLHGA website.

Senior Health Insurance Company of Pennsylvania (SHIP) Placed in Rehabilitation

On January 29, 2020, Senior Health Insurance Company of Pennsylvania (SHIP) was placed in rehabilitation by the Commonwealth Court of Pennsylvania. Click here for a set of FAQs addressing the SHIP rehabilitation.

Florida Life & Health Insurance Guaranty Association
1880 Eastwest Pkwy, Unit 10162 / Fleming Island, FL 32006-7787